Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

About the role:

We are looking for a tech-forward, analytical, and autonomous Finance Manager to join our Regional Finance team in Austin! In this role, you will play a critical part in scaling our North American operations, with a specific focus on supporting a growing and dynamic set of new products, including Wise Assets. You will help us navigate the complex financial, operational, and regulatory architecture of introducing cutting-edge wealth and investment features to millions of customers.

You will assist in growing our finance capabilities to steer the organization in the right direction, ensuring absolute compliance with local accounting, regulatory, and tax requirements. This is an individual contributor role reporting directly to the NorthAm Regional Controller offering immense cross-functional exposure across our global compliance, product, and data teams.

You have a genuine passion for what we’re building at Wise and our mission of money without borders, thriving in ambiguous, fast-paced environments where you remain comfortable operating with a high level of uncertainty and acting decisively. As a "roll-up-your-sleeves" operator, you are equally comfortable setting high-level control frameworks as you are digging into raw data to investigate a discrepancy, all while remaining humble, open to continuous self-development, and eager to learn new tools, frameworks, and skills.

Your mission:

• Regulatory & Compliance Partnership: Partner with Accounting, Regulatory Reporting, Regional Controllers, and Compliance teams to deliver compliant and highly accurate reporting with clear definitions and robust change management.

• Financial Reporting: Compile and own monthly, quarterly, and yearly reports for submission to North American regulatory authorities. Seamlessly support ad-hoc financial reporting and analysis requests.

• Audit & Exam Management: Act as a key finance stakeholder during regulatory examinations and external financial audits, working closely with Compliance and Regional Controllers to provide clean, verifiable financial data.

• Financial Controls: Assist the Regional Finance team in performing day-to-day oversight of our North American legal entities, analyzing financial results, and ensuring necessary internal financial controls are strictly executed.

• Systems & Process Scalability: Collaborate with global finance engineering and product teams to ensure our financial systems, automated controls, and reporting processes are fully optimized for regional requirements.

This role will give you the opportunity to:

• Own your path to success: Enjoy a high level of autonomy and responsibility. We trust our team to execute without micro-management.

• Build for the future: Help design and build efficient automated reporting and financial control processes from the ground up, gaining elite fintech experience that opens doors globally.

• Operate at the cutting edge: Work within an international, hyper-growth Finance Team and learn what it takes to drive the financial sustainability of a truly global disruptive fintech.

What You Bring:

• Experience: 4+ years of relevant experience in financial controlling, financial audit, financial reporting, or management accounting.

• Technical Accounting: A strong foundational understanding of accounting principles with hands-on knowledge of both IFRS and US GAAP.

• Data Literacy: Proven experience working with massive, raw datasets and building data-driven financial reports for complex, transaction-heavy businesses.

• Stakeholder Management: Experience dealing with internal or external stakeholders on a regular basis, effectively communicating financial reports, data definitions, and requirements.

• Beyond Excel: You are comfortable moving beyond standard spreadsheets to query and analyze data directly (experience with SQL is a plus)

• Execution & Detail: Exceptional financial reporting and analytical skills. You are accurate, detail-oriented, obsessed with data integrity, and thrive on beating tight regulatory deadlines.

• Communication: Able to translate complex financial, tax, and regulatory issues into clear, succinct insights for both internal executive stakeholders and external regulators.

• Self-Starter Mindset: An organized professional who can independently structure their day, prioritize competing deliverables, and drive projects to completion.

Nice to Have:

• Experience working within a broker-dealer, regulated financial institution, or fintech company.

• Prior Big 4 accounting or consulting experience.

• An active CPA, CFA, or equivalent professional qualification.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Join our dynamic and expanding team in Austin, TX and play a crucial role in shaping the future of our technology and product development in the Americas. As a Principal Technical Recruiter, you'll foster a strong team culture and make a significant impact by expanding our critical Product and Engineering teams, helping us build world-class technology and deliver on our mission. This role reports directly to the Recruiting Lead for Product/Engineering and Core.

Role Objectives:

• Develop and implement world-class recruitment strategies specifically for a diverse range of complex technical roles (e.g., Software Engineering, Product Management, Data Science, DevOps, Security, etc.), collaborating closely with hiring teams to make data-driven decisions.

• Build long-term relationships with top technical talent in the Austin and wider US tech market, guiding them through a remarkable end-to-end recruitment experience.

• Ensure all candidates have a positive recruitment experience, creating a robust talent network for future technical and leadership opportunities.

• Innovate sourcing techniques to attract top technical professionals, specifically tailored to the competitive Austin tech landscape.

• Work with the Employer Brand and Marketing team to execute recruitment marketing campaigns and events targeting relevant technical communities.

• Partner closely with Product and Engineering leadership to support their growth initiatives, including talent mapping, competitor analysis, and compensation benchmarking for key technical roles.

• Utilize data to identify and address hiring challenges within technical functions, optimizing processes for global scalability and efficiency.

• Collaborate with the wider People team to ensure a seamless employee experience from recruitment through onboarding.

• Mentor or manage a small team of junior recruiters or sourcers, sharing best practices, providing guidance, and helping to develop their skills and careers.

• Minimum of 8 years of experience as an in-house Technical Recruiter with a successful track record in recruiting for a broad range of Product and Engineering functions (e.g., Software Engineers across various levels/languages, Product Managers, Data Scientists), ideally within a high-growth, technology-focused environment.

• Demonstrated expertise in strategic technical sourcing and attracting top-tier engineering talent, with a passion for creative solutions tailored to highly competitive markets.

• Ability to look beyond technical skills to identify candidates who align with our company's culture and values.

• A strong self-starter who flourishes in a fast-paced environment and takes initiative to drive results.

• Comfortable navigating ambiguity and highly adaptable to organizational or market changes.

• Creative problem solver who enjoys tackling challenging roles and learning new technical disciplines.

• Excellent communication and influencing skills, capable of engaging with technical leaders and individuals at all levels across the organization.

• Proven experience mentoring junior recruiters or managing a small team is highly preferred.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

We’re currently hiring for a Senior Payroll Specialist based in Austin to join our global Payroll Team.

We’re looking for a payroll superstar, with a keen eye for accuracy, attention to detail and a desire to share your payroll expertise and knowledge with our Global Payroll Team.

Reporting to the Americas Payroll Lead, you’ll have above-average understanding of US Payroll and experience with international payrolls,, its overall function, and how our team provides excellent service to others. You’ll be responsible for the accurate, effective, and timely processing of your multiple payrolls/ countries for each pay period.

This exciting role will join a team responsible for the overall global payroll, including process, compliance, audit and reconciliation across multiple countries for Wise.

Key Responsibilities

• Manage end-to-end payroll cycles: Execute daily, weekly, monthly, annual, and ad-hoc payroll tasks to ensure timely processing ahead of strict deadlines, with a primary focus on US payrolls.
• Data integrity & submission: Take full ownership of compiling, double-checking, and submitting accurate payroll inputs to third-party providers, ensuring payroll outputs perfectly balance with source inputs.
• Reporting & GL management: Generate and review critical payroll outputs, including pre- and post-payroll journals, General Ledger (GL) files, and custom ad-hoc reports.
• Documentation: Maintain meticulous historical payroll files and comprehensive audit trails for all processed cycles.
• Vendor management: Partner with third-party payroll vendors and tax advisors to maximize accuracy, minimize errors, and drive processing efficiencies.
• Cross-functional support: Collaborate with the wider Payroll team and the Senior Payroll Lead to provide transaction support and cross-train across different regions to ensure team redundancy.
• Query resolution: Manage first- and second-line payroll inquiries from employees, internal teams, and external providers, ensuring strict adherence to established Service Level Agreements (SLAs).
• Regulatory compliance: Ensure absolute compliance across all allocated locations with international, federal, state, and local payroll tax laws.
• Audit support: Lead internal audit preparations and directly respond to regulatory agency inquiries and notices.
• Subject Matter Expertise: Maintain up-to-date knowledge of changing global payroll regulations and compliance standards, serving as a regional expert for the organization.
• Continuous improvement: Drive efficiencies in current workflows and contribute to implementing new processes.
• Strategic input: Contribute actionable insights toward team goals, KPIs, operational efficiencies, and the future scaling of the global payroll function.
• Standard operating procedures: Develop and document robust, detailed processes to ensure consistent, high-quality payroll execution as Wise continues to grow.

• 3+ years of hands-on experience utilizing Workday Payroll, specifically for running payroll cycles, inputs, data validation, system troubleshooting, internal audits, and supporting implementations or upgrades.
• A minimum of 3+ years of direct, hands-on experience handling end-to-end in-house payroll (including inputs, validations, corrections, and reconciliations) within a high-growth, product-led, or technology company.
• Proven experience processing complex U.S. multi-state payrolls, with a deep understanding of federal, state, and local tax regulations.
• Advanced proficiency in Microsoft Excel (including pivot tables, data validation, formulas, charts, and large data sets) along with a strong aptitude for mastering new payroll software quickly.
• Demonstrated capability to navigate ambiguity, thrive in fast-paced environments, and independently develop innovative solutions amid shifting priorities.

Nice to haves:

• Familiarity with international payroll processing outside the U.S., particularly in regions like Mexico, Brazil, Europe, or Canada.
• Prior experience within a fintech, SaaS, or international public tech environment (e.g., NASDAQ-listed companies).
• Certified Payroll Professional (CPP) or equivalent payroll certification.
• Education: A university degree in a relevant field such as Accounting, Business Administration, or Human Resources.

• $77-$105k base which is dependent on various factors.
• Find out more about our benefits in our Austin location.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

At Wise, we believe the teams closest to risk should own the controls and monitoring that keep our products compliant. Strong second-line Compliance oversight helps make that monitoring sharper, more consistent, and more effective. We are looking for a Senior Regulatory Compliance Manager to join the North America Compliance team and lead 2LOD oversight of regulatory compliance monitoring. This role will focus on building a scalable, data-led, AI-enabled monitoring oversight framework in partnership with 1LOD teams, Product Compliance, Risk, Operations, and the Analytics team.

This is not a traditional compliance testing role. The role is focused on monitoring oversight: defining what good monitoring looks like, challenging whether coverage is sufficient, helping teams convert regulatory obligations into recurring indicators and workflows, and ensuring exceptions are escalated and remediated appropriately.

Duties and responsibilities:

• Lead the development of Wise’s North America regulatory monitoring oversight framework, aligned with global methodology, CMS expectations, and regulatory priorities.

• Define standards for effective 1LOD-owned monitoring, including coverage expectations, data requirements, thresholds, escalation triggers, documentation, evidence retention, and issue handoff.

• Partner closely with Analytics and 1LOD teams to design recurring monitoring workflows, dashboards, alerts, exception reports, AI-assisted reviews, and analytics routines.

• Oversee monitoring coverage across key NorthAm regulatory obligations, including Regulation E, UDAAP, E-SIGN, BSA/AML/FinCrime, state Money Transmission License requirements, MSB obligations, Reg W, complaints, disclosures, customer communications, operational processes, and remediation commitments.

• Challenge whether 1LOD monitoring is appropriately designed, consistently executed, sufficiently documented, and responsive to emerging risks.

• Where needed, build or co-build interim monitoring workflows with Analytics, including clear documentation, ownership mapping, training, maintenance expectations, and transition plans for 1LOD handoff.

• Translate regulatory obligations, examination findings, audit/testing results, incidents, complaints, product changes, and remediation commitments into practical monitoring indicators and oversight routines.

• Review monitoring outputs to identify themes, exceptions, control weaknesses, customer harm patterns, production issues, and emerging regulatory risks.

• Ensure monitoring exceptions are investigated, escalated, tracked, and remediated through appropriate governance channels.

• Produce clear reporting for Compliance leadership, committees, board-level materials, and regulatory examination readiness.

• Help define how Wise uses AI and automation responsibly within compliance monitoring, including appropriate governance, QA, human review, and documentation.

• 7+ years of experience in compliance monitoring, compliance risk management, control oversight, audit analytics, operational risk, regulatory compliance, financial crimes monitoring, or related financial services roles.

• Strong understanding of US consumer protection and financial services regulations, including Reg E, UDAAP, E-Sign, BSA/AML/FinCrime, state Money Transmission/MSB requirements, and related regulatory expectations.

• Proven ability to build or enhance monitoring programs, oversight frameworks, KRI routines, dashboards, exception management processes, control monitoring, or compliance analytics.

• Strong analytics fluency. You do not need to be a data scientist, but you should be able to frame monitoring questions, interpret data, challenge data quality, partner with analytics teams, and turn trends into regulatory judgment.

• Experience partnering with technology, analytics, product, operations, or engineering teams to turn risk questions into repeatable workflows.

• Comfort with AI, automation, or workflow tooling, including appropriate governance, documentation, QA, and human review.

• Strong executive communication skills, with the ability to turn complex regulatory and data-driven insights into clear, practical narratives.

• Legally authorized to work in the US

Nice to haves:

• J.D., CRCM, CAMS, MBA, analytics certification, AI certification, or similar credential.

• Experience with SQL, Snowflake, Lightdash, Looker, Tableau, Power BI, Jira, Confluence, GitHub, AuditBoard/Optro, Archer, or similar tools.

• Experience designing AI-assisted monitoring, alerting, surveillance, issue detection, compliance review, or exception management workflows.

• Prior experience at a payments company, neobank, MSB, or high-growth fintech.

• Financial crimes monitoring experience, especially involving analytics, typologies, alerting, governance, or cross-regional monitoring frameworks.

• Familiarity with formal Compliance Management System frameworks.

• Canadian regulatory knowledge: FINTRAC requirements, provincial MSB licensing

• Experience managing or mentoring junior compliance staff

• Former regulator, audit, regulatory remediation, or supervisory exam experience.

A bit about you:

• You see monitoring as an early-warning system, not a reporting exercise.

• You are a builder, but you understand that durable monitoring must ultimately sit with the teams closest to the risk. You can build, document, train, transition, and then provide effective oversight.

• You are data-curious and hands-on. You are comfortable working with analytics partners, exploring data, shaping dashboards, reviewing exceptions, and asking sharper questions when the numbers do not make sense.

• You understand that AI can make compliance monitoring stronger, but only if it is governed, documented, reviewed, and tied to real regulatory judgment.

• You care about customer outcomes and can connect operational signals to potential regulatory risk.

• You are credible with senior stakeholders, practical with product and operations teams, and willing to challenge when the evidence points to a problem.

• You bring ownership, integrity, intellectual curiosity, good humor under pressure, and a strong instinct for what a modern compliance function should become.

• Some travel to NYC, and potentially London for global compliance collaboration, may be required.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Wise is looking for a Senior Manager to join its growing financial crime compliance oversight team in North America. This role will be working alongside the NorthAm Financial Crime Compliance Lead and a highly effective team in second line compliance. 

In this role you will be responsible for the effective mitigation of financial crime risks for our onboarding and ongoing customer due diligence program. This position requires close partnership with our financial crime compliance operational and product teams, with opportunities to present to senior stakeholders and shape the strategic direction of the financial crime compliance program.

Your Mission:

• Supervision of our appropriate measures to ensure that Financial crime risks are taken into account in our day-to-day operations with a focus on AML and Fraud investigations

• Provide advice and guidance to other teams and key stakeholders both regionally and globally, on BSA and AML/CTF regulations as well as related Wise policies and procedures for Wise US Inc and Wise Canada

• Support in the development and maintenance of the compliance FinCrime oversight framework specifically on AML and Fraud investigations and controls

• Challenge first line teams on the development of controls and provide approvals  on any control changes, new products or features

• Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners as required showcasing Wise’s strong oversight compliance framework 

• Ensuring that there is strong oversight of all compliance operations focusing on AML and Fraud

• Serve as a member of the US SAR committee, providing feedback to our SAR Reporting Team

• Contribute to the company’s annual Financial Crime Risk Assessment for Wise US Inc.

• Horizon scanning of new FinCrime regulatory developments and maintaining oversight of implementation of such development which impact business activities

• Proactively identifying key areas of risk and work with first line teams in the development of mitigation plans as needed

• Define and monitor MI/KRIs for the covered areas (quality, timeliness, backlog health, decision consistency, SAR outcomes), escalating concerns with clear recommendations.

A Bit About You:

• Theory. You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC,  NY DFS Part 504, and may be currently working or have worked within the area of financial crime compliance preferably in a fast paced environment either at financial institution, fintech, money service business or as a consultant.  You have extensive experience working on AML and Fraud investigations.  

• Practice. You have demonstrable experience designing and challenging processes, ideally across multiple products. You have thought deeply about the Wise mission and how it intersects with compliance. 

• Passion. You are solution oriented and get a kick out of improving current practices and processes and can apply different compliance strategies to develop  compliance frameworks.  

• Communication. You are a comfortable and effective communicator in both your writing and speaking. You can convey complex ideas effectively to both internal and external audiences.

• Get the job done. You have a sense of urgency and an ability to work well under pressure, prioritizing, taking responsibility and working to tight deadlines with the capability to handle multiple projects at one time.

• Detail. You have meticulous attention to detail and if you’ve skimmed through without reading this bullet point, we are sure a bank would love to have you. 

• Team player. You have great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.

• Travel. You must be willing to travel to our other offices as required. 

• Must already be legally authorized to work in the US, we cannot provide Visas for this role

• This is NOT a remote position, this is a full-time position that will be located in New York, NY.  Wise requires three days of in-office work.

Nice to haves: 

• Experience with the OCC regulations

• Certified Anti-Money Laundering Specialist (CAMS),  or similar

• Experience with conducting risk assessments

• Experience conducting QA/QC on SARs

• Experience with FinCrime risk associated with AML and Fraud

• Experience with training/mentoring junior team members

• Exposure to sanctions/OFAC risk intersections with investigations/SAR/TM.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

About the job:

We're looking for a Legal Counsel to join our growing Legal Team in Austin, TX and help support the North America region. This is a unique opportunity to build on your legal experience, help deliver Wise's mission of money without borders, grow as a lawyer in a fast-paced listed company environment, and help millions more people save money.

This is a broad, high-coverage generalist role. You'll undertake a wide range of legal matters relating to Wise's day-to-day operations and strategic initiatives across North America. To achieve this you'll be:

• Working closely with and building relationships with multiple business teams across Wise to provide strategic advice and practical solutions on a wide range of legal matters, including financial and consumer regulation, payments, banking arrangements, money transmission, new products, partnerships and employment.

• Owning aspects of the contract lifecycle with bank partners, online platforms and enterprise customers, from structuring and drafting to negotiation.

• Assessing and advising the business on risks specific to feature launches, regulatory implications and the overall relationship with a bank partner or online platform.

• Collaborating with multiple business teams to launch innovative products, services and partnerships, including Product, Finance, Banking, Risk, Compliance and People.

• Supporting expansion efforts across North America (including Canada), license applications, market entry and corporate matters.

• Managing changes to Wise's customer agreement for new services, new market entry and general agreement maintenance.

• Identifying, assessing, managing and reporting the risks to the business, and providing practical advice and solutions to reduce or mitigate risk.

• Reviewing current practices, developing and maintaining templates, and streamlining legal processes.

• Mentoring and upskilling business teams and other members of the Legal team, including supporting responses to legal support queries.

• Working with the global Legal team (based in Austin, London, Tallinn, New York, Tampa, Singapore and São Paulo) to deliver initiatives that impact the wider group, including training and workshops.

This role will give you the opportunity to: Choose your path to impact — we believe people are most empowered when they can act autonomously, so rather than only being told what to do, you'll take ownership from day one; Be part of our mission to make money without borders the new normal; Build experience fast across a broad range of legal issues — regulatory, contract, IP, privacy, consumer protection and risk — applicable to the North America region; and Grow into owning partner relationships and mentoring others, learning from a diverse and award-winning legal team with little red tape.

About you:

• A Juris Doctor (J.D.) degree from an ABA-accredited law school and qualified to practice law in any state in the US.

• 3+ years of professional experience as an attorney.

• Experience in the banking, payments, financial services and/or technology industry.

• Previous law firm or in-house experience, ideally focusing on payments, card processing, financial services, banking or investments.

• A proven aptitude for commercial contract structuring, drafting and negotiation.

• A strong interest and experience in financial services regulation, including payments, consumer protection, banking and investments.

• A broad legal knowledge that enables you to spot and resolve a variety of legal issues in upcoming product offerings (e.g. regulatory, contract, IP, privacy, consumer protection, risk), and an ability to distil complexity and clearly communicate practical, risk-based solutions.

• Exceptional analytical and problem-solving abilities, including proficiency in project management and partner relations.

• The ability to navigate difficult issues and multiple stakeholders, advising the business on key risks and developing solutions.

• Knowledge of how fast-growth companies work — how to balance maturity in corporate governance and operations with the practical considerations of fast growth and scaling.

• A get-it-done, collaborative approach to problem solving and a committed, dependable work ethic.

• Fluent in English. 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

We are seeking a highly experienced and hands-on Senior Product Compliance and Risk Manager to support a rapidly expanding product in North America. This role is responsible for ensuring Wise's US and Canada Regulatory Compliance program is best-in-class, meeting all regulatory obligations, effectively managing regulatory compliance risk, and scaling to enable continued growth. The ideal candidate will be an expert in payment/and or cross border payments and possess proven experience in evaluating and implementing applicable controls.

This is a unique opportunity to directly impact Wise’s mission, whilst developing your skills in a fast-paced environment. You will cut through complexity to make high-stakes decisions, build momentum across multiple teams, and coach others to deliver exceptional results. 

Job Responsibilities:

• Collaborate with product managers and engineers to develop new products and features for NorthAmerica, and ensure an effective risk assessment considering all regulatory compliance risks are adequately reviewed and assessed prior to launch

• Expertise/strong working knowledge with either state money transmission licensing requirements related to Permissible Investments,  Regulatory Reporting; 

Or Consumer Compliance Regulations (e.g. Regulation E, UDAAP, California Consumer Protection Act), Privacy (GLBA), and applicable state privacy and consumer protection regulations. 

• Fully implement and manage a bank partner engagement program, developing key metrics to communicate the health and effectiveness of Consumer Compliance Program.

• Support the closure of regulatory compliance issues by building new controls or enhancing existing ones.

• Proactively identify ways to improve controls, reduce unnecessary customer friction, and enable continued growth.

• Execute Quarterly regulatory compliance risk assessment, and present the results of such assessments to relevant regional and global Risk Committee. 

• Develop and enhance Key Risk Indicators (KRI’s) to provide senior management with a snapshot of the health of the Regulatory Compliance Program. 

• You have a minimum 5-7 years of experience in regulatory compliance, with a particular focus on implementing and enhancing controls.

• You have experience collaborating with product and engineering teams to develop regulatory compliance controls that consider the customer’s journey. 

• You have a strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders.

• You are a problem-solver who uses regulations and data to drive business decisions.

• You have experience working across cross border payments, with specific experience in the US and Canadian markets.

• You have strong data analytics skills and have used them to develop/inform Key Risk Indicators to articulate the health of the consumer compliance program.

• You are willing to travel to Wise offices located across different countries.

• You are legally authorized to work in the US.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.