You'll handle auto claims across the full spectrum, from straightforward property damage to complex, multi-party bodily injury and litigation, with Florida experience a must. 8+ years adjusting, 3+ in litigation, and an active Adjuster's license required.
Who We Are
Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.
Using data, technology, and thoughtful human support, we're building products that are clear, fair, and help homeowners feel confident — so homeowners aren't left behind when they need help most.
Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:
Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
Forbes' America's Best Startup Employers (2026)
Inc. 5000 Fastest-Growing Private Companies
Forbes’ Fintech 50 (2023-2026)
Great Places to Work Certified (May 2024-May 2027)
Most importantly, we're building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we're building, visit kin.com and see how we work ().
The Opportunity
Our Claims team is growing, and we're looking for a Senior Auto Casualty Adjuster to own litigated auto claims from filing through resolution. This role manages first-party PIP/Medpay litigation, third-party liability litigation, and UM/UIM litigation, with a focus on complex claims carrying potential high exposure across multiple states, including Florida.
You'll develop litigation strategy after reviewing initial complaints and amended actions, drive settlement negotiations, and shape how the team approaches pre-suit claims and litigation trends. In periods of lower litigated volume, you'll also flex into non-litigated bodily injury and other first- and third-party auto claims.
Your Responsibilities
Own a caseload of litigated auto liability and bodily injury claims from suit assignment through resolution
Develop litigation strategy by reviewing initial complaints, amended actions, and evolving case facts
Analyze claims exposure and build negotiation strategies for settlement
Review pleadings, discovery, and motions to keep suit-handling plans aligned with case developments
Collaborate with defense counsel, claims counsel, and claims management on strategic planning
Build and maintain relationships with approved defense firms and industry vendors
Prepare for and attend mediations, depositions, arbitrations, and trials
Apply multi-state statutory knowledge, including Florida's insurance code, PIP statute, and bad faith framework
Maintain active adjuster licensing and CE credits, and stay current on case law and statutory changes
Mentor junior adjusters through file reviews, coverage questions, and complex claim coaching
Success in This Role
In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You'll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin's mission forward. Along the way, you'll deliver outcomes that make a real difference for both Kinfolk and the customers we serve.
By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you've helped make.
Taken ownership of a caseload of litigated auto claims, including high-exposure Bodily Injury, PIP, and UM/UIM claims or suits, driving each file’s strategy from acknowledgement through resolution with sound reserving and settlements, and operating in good faith.
Become a trusted partner to defense counsel, claims counsel, and claims management developing clear litigation and negotiation strategies that resolve complex files efficiently at mediation, arbitration, or trial and reduce unnecessary litigation spend.
Helped raise the bar across the team, mentoring junior adjusters through file reviews and complex claim coaching, and shaping how the unit approaches pre-suit claims and emerging litigation trends.
What You'll Bring
8+ years of auto claims adjusting experience
3+ years of auto injury claims and litigation experience
Extensive experience handling claims in Florida, including Florida's insurance code, PIP statute, and bad faith framework; additional state experience (e.g., Texas, Georgia, Colorado, Arizona) strongly preferred
Proven ability to mentor junior adjusters, including leading file reviews and coaching through complex claims
Advanced ability to memorialize case activity and communications, in writing and verbally, throughout litigation
Comfortable moving between simple, high-volume claims and complex litigated files without treating either as beneath the role
Experience working directly for an insurance carrier in a fully remote, digital-first environment (Slack, Snapsheet, Excel)
Strong decision-making and critical thinking in complex coverage and liability investigations
Active adjuster license in good standing, with willingness to obtain additional state licenses as needed
How We Hire
We believe a great hiring experience should be clear, respectful, and human. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin's in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.
The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
Prompt updates and feedback following interviews
Interviews with recruiters, hiring managers, and members of teams
Skills assessment relevant to the position, if applicable
Genuine, thoughtful human interaction at every step
How We Support You
We offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date.
Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options, plus dental and vision coverage
Company-funded HSA contributions (based on medical plan selection)
Company-paid life insurance and short-term disability
A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
Access to mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities across the organization
Professional development budgets for certifications, conferences, and learning available, subject to management approval
How we work
We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.
Run through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths — because that’s how great teams win.
Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.
Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers.
Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation — it's our competitive advantage.
Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.
Where we work
We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.
For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.
For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.
For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.
State locations and specifics are subject to change as our hiring requirements shift.
EEOC statement
Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com
Listed by Kin Insurance for a position based in the United States. Employers on this board attest they are hiring domestically.
QUICK SUMMARY
Own Kin’s eastern region pricing strategy, lead a team of state managers, and drive the data and risk decisions that keep our portfolio growing profitably.
WHO WE ARE
Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.
Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most.
Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:
- Built In Chicago’s Best Places to Work, Midsize Companies (2021-2026)
- Forbes’ America’s Best Startup Employers (2026)
- Inc. 5000 Fastest-Growing Private Companies
- Forbes’ Fintech 50 (2023-2026)
- Great Places to Work Certified (2024-2026)
Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We’re excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com http://kin.com and see how we work https://www.linkedin.com/company/kin-insurance/life/kin/.
THE OPPORTUNITY
We’re looking for a Pricing & Risk Director to own the strategic direction of Kin’s eastern region — leading a team of state managers and setting the pricing and risk frameworks that drive sustainable, profitable growth across our most complex markets.
This role exists at a pivotal moment. As Kin continues to expand into new states and deepen its presence in high-risk markets, we need a director who can move with speed and precision — someone who brings both the analytical depth to make smart pricing decisions and the leadership presence to align teams, influence executives, and navigate a demanding regulatory environment. You’ll need the ability to synthesize ambiguous, multi-variable situations into clear strategic direction — not just execute established frameworks but build new ones as conditions evolve. If you’re energized by high-stakes problems, thrive in data-rich environments, and want to build something that actually matters for homeowners, this is the role for you.
YOUR RESPONSIBILITIES
- Own end-to-end P&L for the eastern region, driving rate strategy, loss ratio targets, and expense management to deliver sustainable profitability
- Lead, develop, and set clear performance expectations for a team of two state managers, ensuring consistent, high-quality execution across the region
- Define and continuously refine pricing strategies and risk frameworks for eastern states, translating complex data into actionable decisions that strengthen competitive positioning
- Present pricing and risk insights to executive leadership and regulatory bodies, clearly articulating trade-offs and strategic recommendations with confidence
- Build and maintain regional dashboards and risk KPIs that give leadership real-time visibility into portfolio performance
- Own regulatory modeling and compliance strategy for the eastern region, proactively navigating evolving requirements to protect market access
- Apply AI and data tools to surface emerging risk patterns, improve pricing accuracy, and sharpen the team’s analytical output
- Drive a continuous state optimization discipline across the eastern region — treating profitability, growth, and competitive positioning as always-in-progress workstreams rather than periodic initiatives
- Lead cross-functional problem solving on complex regional challenges, bringing together pricing, actuarial, product, and operations to drive aligned outcomes
SUCCESS IN THIS ROLE
In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.
By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make.
- The eastern region has a clear, well-understood pricing and risk roadmap that the team and executive stakeholders are aligned on and actively executing against
- State managers are operating with greater clarity, accountability, and independence — spending less time on escalations and more time driving results in their markets
- Executive leadership is relying on eastern region data and insights to inform high-stakes business decisions with confidence
- Regulatory interactions in eastern states are proactive, well-supported, and no longer reactive — reducing risk and strengthening Kin’s standing in key markets
WHAT YOU’LL BRING
- 10+ years of pricing, risk, actuarial, or advanced analytics experience, with at least 7 years carrying direct P&L or regional business ownership
- Proven track record leading a pricing, risk, or analytics function with full accountability for strategy, team performance, and business outcomes
- Experience managing state- or regional-level budgets and headcount, with a demonstrated ability to hit financial targets
- Deep expertise building and interpreting executive dashboards, risk KPIs, and performance reporting that inform real decisions — not just reporting
- Demonstrated ability to navigate complex, multi-state regulatory environments and translate compliance requirements into actionable strategy
- Comfort using AI and data tools to enhance analytical workflows, identify risk patterns, and inform pricing decisions — you don’t need to build the models, but you know how to use what’s in front of you
- Strong presence with executive leadership and external stakeholders — you can translate complex trade-offs into clear, confident narratives
- Demonstrated ability to triage competing priorities across a complex portfolio, making clear calls on where to focus team resources for maximum impact
- Comfortable operating in a fast-moving, evolving environment where priorities shift and the ability to adapt quickly is as important as technical depth
- Track record of developing direct reports and building a team culture rooted in accountability, curiosity, and continuous improvement
HOW WE HIRE
We believe a great hiring experience should be clear, respectful, and human. We will accept applications for this position until August 17th, 2025. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.
The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
- Prompt updates and feedback following interviews
- Interviews with recruiters, hiring managers, and members of teams
- Skills assessment relevant to the position, if applicable
- Genuine, thoughtful human interaction at every step
HOW WE SUPPORT YOU
We offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date.
Core Benefits
- Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
- 401(k) with company match up to 4% of eligible earnings
- Multiple medical plan options, plus dental and vision coverage
- Company-funded HSA contributions (based on medical plan selection)
- Company-paid life insurance and short-term disability
Health & Wellbeing
- A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
- Access to mental health support and confidential counseling resources
- Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
- Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Growth & Development
- Career mobility and internal growth opportunities across the organization
- Professional development budgets for certifications, conferences, and learning available, subject to management approval
HOW WE WORK
We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.
Run through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths — because that’s how great teams win.
Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.
Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers.
Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation — it's our competitive advantage.
Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.
WHERE WE WORK
We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.
For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.
For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.
For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.
State locations and specifics are subject to change as our hiring requirements shift.
EEOC STATEMENT
Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com
Listed by Kin Insurance for a position based in the United States. Employers on this board attest they are hiring domestically.
QUICK SUMMARY
Bring multi-product, cohesive experiences to life and make them the most trusted among homeowners. Principal level. 7+ yrs required.
WHO WE ARE
Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it harder. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.
Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most.
Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:
- Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
- Forbes' America's Best Startup Employers (2026)
- Inc. 5000 Fastest-Growing Private Companies
- Forbes’ Fintech 50 (2023-2026)
- Great Places to Work Certified (May 2024-May 2027)
Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com http://kin.com and see how we work https://www.linkedin.com/company/kin-insurance/life/kin/.
THE OPPORTUNITY
Kin's long-term vision is to become the most trusted platform for homeownership -- a connected ecosystem of insurance, financing, home intelligence, and services that feels like one product, not a collection of handoffs. Every new thing we build has to feel like Kin. The Principal Product Designer role exists to make that possible.
In the past six months, Kin has launched auto insurance, flood insurance, property tax protests, home financing, and more. Every one of those products has to feel cohesive. Right now, our design system is a collection of disconnected branches that limits what the team can build and consumes hours that should go toward craft and personality. This role exists to solve that. You'll own the token layer, establish Figma-to-code parity, define the contribution model, and make the system the easiest path to a consistent experience — across everything we build next.
This is a principal-level IC role. You'll work across a federated, domain-based org and drive adoption through influence. The work you do here has direct implications for how Kin scales — and as AI makes it cheap to ship something that just works, the way our products feel to use is increasingly the thing that sets us apart.
YOUR RESPONSIBILITIES
- Using AI tools (e.g., Claude Code, Cursor), audit existing component libraries and live product experiences — mapping gaps, drift, and inconsistencies — to generate a data-backed plan to unify and streamline the system.
- Own and drive Kin's token architecture across color, typography, spacing, and motion, structured as primitive, semantic, and component tokens, as the single source of truth for design and code.
- Experience designing token systems that scale across different contexts -- internal tools, customer-facing apps, or multi-brand surfaces -- with an architecture that can flex without fragmenting.
- Establish and maintain Figma-to-code parity, partnering with engineering on the pipeline from design tokens to implemented, documented components.
- Introduce new components and patterns thoughtfully as Kin moves into new product domains, ensuring the system grows with intention rather than sprawl.
- Define the contribution model and governance — versioning, changelogs, intake, and quality bars — and implement automated guardrails that let teams extend the system without fragmentation.
- Build the single source of truth that replaces disparate tools as the canonical reference for Kin's design patterns.
- Advocate for accessibility in components so teams inherit it by default, using automated testing and AI-assisted audits to proactively identify compliance gaps.
- Partner across Product, Engineering, and embedded domain designers to make the system the easiest path to a cohesive, on-brand experience across every surface.
SUCCESS IN THIS ROLE
In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.
By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make.
- AI and people can both generate Kin-consistent visual design from one source of truth, with the token layer as its foundation.
- Engineering and design are aligned on a shared token structure, with a clear rollout approach for updating shared components without breaking downstream consumers.
- The contribution and governance model is documented, adopted, and holding — teams know how to request from and extend the system without routing around it.
- New product surfaces launching at Kin inherit consistency by default, rather than requiring design rework to bring them into compliance.
WHAT YOU’LL BRING
- A track record of taking a design system from audit through architecture to adoption — you treat the system as a product, not a deliverable.
- Significant visual and product design experience, commonly 7+ years, with a meaningful stretch focused specifically on design systems work.
- Deep fluency in token architecture (primitive / semantic / component) and mastery of Figma as a systems tool — variables, libraries, and modes.
- Proven ability to leverage AI tools (e.g., Cursor, Claude Code) to accelerate manual tasks, automate documentation, and speed up the design-to-code feedback loop.
- The ability to influence without authority — you set direction and bring partners along across a federated org without relying on positional power.
- Comfort operating in ambiguity and 0-to-1 spaces, where the structure doesn't exist yet and you're the one building it.
Bonus if you have:
- Experience in insurance, fintech, or other complex, regulated, high-consideration product domains.
- Familiarity with the design-to-code toolchain — Storybook/Chromatic, a token transformer like Style Dictionary, and how tokens land in a real front-end stack (Angular, Rails, etc.).
- Comfort reading or contributing to component code.
HOW WE HIRE
We believe a great hiring experience should be clear, respectful, and human. We’ll accept applications for this position until July 24, 2026. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.
The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
- Prompt updates and feedback following interviews
- Interviews with recruiters, hiring managers, and members of teams
- Skills assessment relevant to the position, if applicable
- Genuine, thoughtful human interaction at every step
HOW WE SUPPORT YOU
We offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date.
Core Benefits
- Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
- This role is eligible to earn additional compensation annually through participation in our Kin Leadership Incentive Plan
- 401(k) with company match up to 4% of eligible earnings
- Multiple medical plan options, plus dental and vision coverage
- Company-funded HSA contributions (based on medical plan selection)
- Company-paid life insurance and short-term disability
- Employee referral bonuses
Health & Wellbeing
- A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
- Access to mental health support and confidential counseling resources
- Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
- Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Growth & Development
- Career mobility and internal growth opportunities across the organization
- Professional development budgets for certifications, conferences, and learning available, subject to management approval
HOW WE WORK
We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.
Run through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths — because that’s how great teams win.
Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.
Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers.
Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation — it's our competitive advantage.
Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.
WHERE WE WORK
We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.
For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.
For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.
For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.
State locations and specifics are subject to change as our hiring requirements shift.
EEOC STATEMENT
Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com
Listed by Kin Insurance for a position based in the United States. Employers on this board attest they are hiring domestically.
Insurance
200 days ago
Senior Pricing Actuary
Kin Insurance · St. Petersburg, Florida, United States
Quick Summary
Drive pricing precision at scale — leading indications, CAT modeling, and GenAI-powered automation to strengthen rate adequacy and segmentation across our homeowners portfolio.
Who we are
Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.
Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most.
Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:
- Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
- Forbes' America's Best Startup Employers (2021-2024)
- Inc. 5000 Fastest-Growing Private Companies
- Forbes’ Fintech 50 (2025-2026)
- Great Places to Work Certified (2024-2026)
Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com http://kin.com and see how we work https://www.linkedin.com/company/kin-insurance/life/kin/.
The opportunity
We’re looking for a Senior Pricing Actuary to strengthen and evolve Kin’s actuarial pricing capabilities as we scale our homeowners portfolio. This role exists to ensure rate adequacy, sharpen segmentation, and elevate the technical rigor of our pricing analyses in a rapidly changing risk environment.
Reporting to the Director, Actuarial Pricing, you’ll operate as a highly technical individual contributor — building and refining indications, integrating catastrophe and reinsurance impacts, and modernizing workflows through automation and Generative AI tools. You’ll partner closely with actuarial leadership, insurance product, and technology teams to translate complex analyses into decisions that directly impact growth, profitability, and customer value.
Your responsibilities
- Build and deploy tools using Generative AI and advanced analytics to automate pricing workflows and improve analytical insight.
- Perform statewide and segmented actuarial pricing indications for homeowners insurance products, ensuring rate adequacy and sound risk segmentation.
- Develop and enhance pricing methodologies by incorporating loss trends, expense assumptions, reinsurance costs, and catastrophe modeling outputs.
- Reconcile actuarial indications with financial performance and business objectives in partnership with actuarial leadership.
- Prepare actuarial support for rate filings, including exhibits, documentation, and responses to regulatory inquiries.
- Partner with insurance product teams to support rate changes, pricing reviews, and state expansion initiatives.
- Lead class plan builds and pricing support for new state launches and product expansions.
- Pull, clean, and validate data for CAT modeling; run catastrophe models and analyze results to inform ratemaking decisions.
- Collaborate with technology and data teams to improve data quality, automate analyses, and modernize pricing pipelines.
- Monitor regulatory developments, market trends, catastrophe activity, and structural changes that impact pricing strategy.
Success in this role
In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.
By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make.
- Pricing indications are timely, technically rigorous, and clearly reconciled to financial results and business strategy.
- New actuarial tools meaningfully reduce manual work and improve decision-making through automation and advanced analytics.
- CAT modeling and reinsurance impacts are consistently and accurately integrated into ratemaking analyses.
- Actuarial pipelines and documentation are reliable, transparent, and scalable to support continued state expansion and product growth.
What you’ll bring
- FCAS or Career ACAS designation.
- 5+ years of actuarial experience in personal lines pricing.
- Demonstrated expertise in actuarial pricing techniques, including indications, trend analysis, and risk segmentation.
- Hands-on experience using SQL and Python (preferred) or R for data analysis and model development.
- Experience independently executing technically rigorous actuarial analyses.
- Proficiency in Excel for advanced modeling and analysis.
- Curiosity and practical experience leveraging Generative AI tools to improve actuarial processes.
Bonus:
- Direct experience with Florida, Texas, and/or California residential property insurance.
- Experience supporting rate filings and responding to DOI inquiries.
- Experience working with large datasets and modern analytics workflows.
- Predictive modeling experience, particularly loss cost modeling.
- Experience in an insurtech or high-growth environment.
- Hands-on experience with Git/GitHub in a collaborative team setting.
- Advanced experience applying Generative AI tools in actuarial or analytics workflows.
How we hire
We believe a great hiring experience should be clear, respectful, and human. We’ll accept applications for this position until April 20th, 2026. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.
The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
- Prompt updates and feedback following interviews
- Interviews with recruiters, hiring managers, and members of teams
- Skills assessment relevant to the position, if applicable
- Genuine, thoughtful human interaction at every step
How we support you
We offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date.
Core Benefits
- Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
- 401(k) with company match up to 4% of eligible earnings
- Multiple medical plan options, plus dental and vision coverage
- Company-funded HSA contributions (based on medical plan selection)
- Company-paid life insurance and short-term disability
Health & Wellbeing
- A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
- Access to mental health support and confidential counseling resources
- Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
- Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Growth & Development
- Career mobility and internal growth opportunities across the organization
- Professional development budgets for certifications, conferences, and learning available, subject to management approval
HOW WE WORK
We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.
Run through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths — because that’s how great teams win.
Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.
Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers.
Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation — it's our competitive advantage.
Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.
WHERE WE WORK
We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.
For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.
For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.
For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.
State locations and specifics are subject to change as our hiring requirements shift.
EEOC STATEMENT
Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com
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